Metal Roofing Tampa Bay

Quick Answer

Metal roofing installation in Tampa Bay costs $14,000-$55,000 depending on type and home size. Standing seam metal roofs last 40-50 years, reflect heat reducing cooling costs by 20-30%, and withstand hurricane-force winds up to 140 mph. While more expensive than shingles upfront, metal roofs save money long-term through energy savings, durability, and insurance discounts. Free estimates and financing available.

Types of Metal Roofing

We install all types of metal roofing systems designed for Florida’s climate:

Standing Seam Metal Roofing

Most Popular Choice for Florida Homes

Standing seam is the premium metal roofing option with concealed fasteners and raised vertical ribs.

Features:

• Concealed fasteners - No exposed screws to leak or loosen
• Vertical ribs - 1-2” tall raised seams for water shedding
• Continuous panels - Run from ridge to eave without seams
• Interlocking design - Panels snap together for watertight seal
• Expansion/contraction - Clips allow metal to move with temperature

Panel Profiles:

• Snap-lock - Easier installation, 16” or 18” wide panels
• Mechanical seam - Crimped together, highest wind resistance
• Batten panel - Traditional look with wide flat panels

Materials:

• Galvalume (aluminum-zinc coated steel) - Most common
• Aluminum - Coastal areas, never rusts
• Copper - Premium, develops patina
• Zinc - Ultra-premium, 100+ year lifespan

Cost: $12-$18 per sq ft installed ($18,000-$45,000 average home)

Best For:

• Modern/contemporary homes
• Maximum wind resistance
• Coastal properties
• Long-term investment
• Homes with low to moderate pitch

Pros:

• No exposed fasteners to fail
• Wind rated to 140+ mph
• 40-50 year lifespan
• Sleek, modern appearance
• Superior water shedding

Cons:

• Higher initial cost
• Fewer color options than painted finishes
• Requires skilled installation
• Oil canning (minor waviness) possible

5V Crimp Metal Roofing

Traditional Florida Metal Roof Style

The classic “tin roof” look with exposed fasteners and vertical crimp pattern.

Features:

• Exposed fastener system - Screws through panels with rubber washers
• V-shaped crimp pattern - 5 crimps per 3-foot panel
• Overlapping seams - Panels overlap 1-2 crimps
• Simple installation - Faster than standing seam
• Traditional aesthetic - Classic barn/farmhouse look

Panel Width:

• Standard: 36” wide panels (covers 34-35” installed)
• Overlap pattern creates watertight seal

Materials:

• Galvalume steel - Most economical
• Painted galvalume - Color options
• Aluminum - Coastal properties

Cost: $7-$12 per sq ft installed ($10,500-$30,000 average home)

Best For:

• Barn/agricultural buildings
• Budget-conscious homeowners
• Steep pitch roofs (5:12 or greater)
• Traditional/farmhouse style homes
• DIY-friendly option

Pros:

• Lower cost than standing seam
• Faster installation
• Easy to repair
• Traditional Florida look
• Good ventilation under panels

Cons:

• Exposed fasteners can leak over time
• Washers deteriorate in UV/heat
• Lower wind resistance (90-110 mph)
• Requires periodic fastener inspection
• Less sleek appearance

Metal Shingle/Tile Roofing

Metal that Looks Like Other Materials

Stamped metal panels designed to mimic traditional roofing materials.

Styles Available:

• Shake/shingle pattern - Cedar shake appearance
• Slate look - Natural stone appearance
• Tile profile - Spanish/Mediterranean tile look
• Diamond/geometric - Victorian/historical patterns

Features:

• Interlocking panels for wind resistance
• Stamped 3D texture for realistic appearance
• Multiple colors and finishes
• Lighter than real slate or tile
• Concealed or minimal fasteners

Cost: $10-$16 per sq ft installed ($15,000-$40,000 average home)

Best For:

• Historical homes
• HOA restrictions
• Mediterranean/Spanish style
• Homes requiring tile appearance
• Areas with slate/shake requirements

Pros:

• Authentic appearance of expensive materials
• Fraction of weight (1/6 of real tile)
• Hurricane resistant
• No cracking like real tile
• 40-50 year lifespan

Cons:

• More expensive than simple panels
• Complex installation
• Limited contractor expertise
• Fewer color choices
• May not fool close inspection

Corrugated Metal Roofing

Budget-Friendly Utility Option

Wavy corrugated panels for sheds, barns, and utility buildings.

Features:

• Deep corrugations (waves) for strength
• Exposed fastener system
• Lightweight and easy to handle
• Simple overlapping installation
• Available in various lengths

Cost: $4-$8 per sq ft installed

Best For:

• Sheds and outbuildings
• Barns and agricultural buildings
• Carports and patios
• Budget projects
• Non-living structures

Pros:

• Lowest cost metal option
• DIY-friendly
• Very lightweight
• Fast installation
• Wide availability

Cons:

• Basic appearance
• Exposed fasteners
• Lower wind resistance
• Not suitable for occupied buildings
• Shorter lifespan (20-30 years)

Metal Roofing Comparison Table

Metal vs Shingle Roofs in Florida

Choosing between metal and asphalt shingles? Here’s a complete comparison for Tampa Bay homeowners:

Cost Comparison

Winner: Metal (long-term), Shingles (short-term budget)

Performance in Florida Climate

Winner: Metal (superior in almost every category)

Maintenance & Longevity

Winner: Metal (far less maintenance)

Energy Efficiency

Winner: Metal (significantly more energy efficient)

Aesthetics & Home Value

Winner: Tie (depends on personal preference and neighborhood)

Installation & Logistics

Winner: Shingles (easier, faster installation)

Environmental Impact

Winner: Metal (much more environmentally friendly)

Why Metal Roofs Excel in Tampa Bay

Hurricane Protection

Wind Resistance:

• Standing seam: Rated to 140+ mph winds
• Interlocking panels resist uplift
• No shingles to blow off
• Concealed fasteners eliminate weak points
• Miami-Dade County approved (highest standard)

Storm Preparation:

• No pre-storm maintenance needed
• Won’t blow off in high winds
• Sheds water immediately (no ponding)
• Resists impact from flying debris

Heat & Energy Savings

Cool Roof Technology:

• Reflects 60-70% of solar radiation
• Attic temperatures 20-50°F lower
• AC runs less frequently
• Lower electricity bills (20-30% savings)
• More comfortable indoor temperatures

Tampa’s Brutal Sun:

• 246 sunny days per year
• Average summer temps 85-92°F
• Metal roofs prevent heat absorption
• Reduces strain on HVAC systems

Insurance Discounts

Florida Insurance Benefits:

• Hurricane-resistant roof discount: 5-15%
• Impact-resistant material discount: Up to 10%
• Newer roof discount: 15-35%
• Combined savings: 20-35% on insurance premiums

Example Savings:

• $2,500/year insurance premium
• 25% metal roof discount = $625/year savings
• 10-year savings: $6,250
• Helps offset higher installation cost

Longevity in Coastal Environment

Salt Air Resistance:

• Aluminum never rusts (best for coastal)
• Galvalume resists corrosion
• Painted finishes protect substrate
• Lasts 40-50 years even near water

UV Protection:

• Minimal UV degradation
• Colors stay vibrant longer
• No granule loss like shingles
• Maintains protective coating

Metal Roof Installation Process

1. Free Consultation & Estimate (1 hour)

We Discuss:

• Your style preferences and goals
• Metal type recommendations (standing seam vs 5V vs shingles)
• Color and finish options
• Budget and financing
• Timeline expectations

Site Assessment:

• Measure roof precisely
• Check structural capacity
• Assess attic ventilation
• Identify any repairs needed
• Note special features (skylights, chimneys, etc.)

Detailed Quote:

• Itemized pricing breakdown
• Material specifications
• Labor costs
• Permit fees
• Timeline estimate
• Warranty information

2. Design & Material Selection (3-7 days)

Choose Your Metal System:

• Standing seam, 5V crimp, or metal shingles
• Panel profile and width
• Metal gauge (thickness)
• Material type (galvalume, aluminum, copper)

Select Color & Finish:

• Standard or premium paint systems
• Matte, semi-gloss, or high-gloss
• PVDF or SMP coating technology
• Energy Star qualified options
• Sample panels for approval

Engineering (If Required):

• Wind load calculations
• Structural capacity review
• Miami-Dade approval documents
• Manufacturer certifications

3. Permitting & Scheduling (1-2 weeks)

Building Permits:

• We handle all permit applications
• Submit engineering documents
• Pay permit fees
• Schedule inspections
• Ensure code compliance

Project Scheduling:

• Lock in installation dates
• Order custom-fabricated panels
• Coordinate material delivery
• Schedule crew (3-5 installers)
• Arrange equipment (scaffolding, lift, etc.)

4. Tear-Off & Preparation (Day 1)

Existing Roof Removal:

• Remove old shingles and underlayment
• Inspect decking for damage or rot
• Replace any compromised plywood
• Install drip edge and starter strips
• Dispose of all debris properly

Deck Preparation:

• Ensure deck is level and secure
• Replace any damaged sections
• Install synthetic underlayment
• Apply ice & water shield in valleys and eaves
• Mark panel layout lines

Protection:

• Cover landscaping and AC units
• Protect pool/patio areas
• Place tarps for debris collection
• Set up dumpster or trailer

5. Metal Panel Installation (Days 2-4)

Underlayment & Flashing:

• High-temperature synthetic underlayment
• Install valley flashing
• Chimney and wall flashings
• Vent pipe flashings
• Ridge and hip preparation

Panel Installation:

• Start at eave, work toward ridge
• Install panels vertically (standing seam)
• Secure with concealed clips
• Interlock seams properly
• Ensure proper overlap and alignment
• Cut precisely around penetrations

Quality Checks:

• Verify straight lines and alignment
• Check seam engagement
• Ensure proper fastening
• Inspect panel flatness
• Test for oil canning

6. Trim & Finishing (Day 5)

Trim Installation:

• Ridge caps and closures
• Gable trim (rake edge)
• Eave trim and drip edge
• Corner flashings
• Transition pieces
• Valley covers

Penetrations:

• Seal vent pipes with proper boots
• Flash chimneys with step and counter-flashing
• Install skylight flashings
• Seal all penetrations with high-grade sealant

Accessories:

• Snow guards (if desired)
• Ventilation components
• Pipe collars
• Roof access hatches

7. Final Inspection & Cleanup (Day 5-6)

Quality Inspection:

• Walk entire roof checking installation
• Verify all seams properly engaged
• Check all trim and flashing
• Test for proper water flow
• Photograph completed work

Cleanup:

• Remove all debris and packaging
• Magnetic sweep for metal shavings
• Clean gutters
• Wash windows if needed
• Haul away all waste

Final Walkthrough:

• Show you completed work
• Explain care and maintenance
• Provide warranty documents
• Answer any questions
• Collect final payment

8. Building Inspection & Certification

Official Inspection:

• Schedule county building inspector
• Walk inspector through installation
• Address any minor issues
• Receive approval and permit closure

Documentation:

• Certificate of occupancy/completion
• Manufacturer warranty registration
• Contractor warranty documents
• Maintenance guidelines
• Product specifications

Cost Breakdown

Metal roof pricing varies by system type, materials, home size, and complexity:

Standing Seam Metal Roof Costs

What’s Included:

• Complete tear-off of existing roof
• New synthetic underlayment
• Ice & water shield in critical areas
• Premium standing seam panels
• All flashing and trim
• Proper ventilation components
• Debris removal and cleanup
• Building permits
• 15-year workmanship warranty
• 40-year manufacturer warranty

5V Crimp Metal Roof Costs

5V Crimp Benefits:

• Lower cost than standing seam
• Faster installation
• Traditional Florida appearance
• Easy to repair
• Good for steep pitches

Metal Shingle/Tile Costs

Metal Shingle Advantages:

• Looks like slate, shake, or tile
• Lighter than real materials
• Hurricane resistant
• No cracking or breaking
• Premium appearance

Cost Factors That Increase Price

Roof Complexity: (+10-30%)

• Multiple valleys and peaks
• Complex hip and ridge lines
• Dormers and architectural features
• Multiple chimneys or skylights
• Steep pitch (over 8:12)

Premium Materials: (+20-50%)

• Copper roofing ($20-$30 per sq ft)
• Zinc roofing ($18-$25 per sq ft)
• Premium paint finishes (PVDF vs SMP)
• Thicker gauge metal (24 gauge vs 29 gauge)

Location Factors: (+5-15%)

• Coastal areas (corrosion-resistant requirements)
• HOA-restricted communities (specific aesthetics)
• Multi-story homes (safety equipment)
• Difficult access (crane required)

Additional Work: (Variable)

• Decking replacement: +$3-$5 per sq ft
• Enhanced ventilation: +$500-$1,500
• Skylight replacement: +$800-$2,000 each
• Chimney rebuild/repair: +$1,000-$5,000
• Structural reinforcement: +$2,000-$8,000

Cost Savings & Discounts

Energy Savings:

• Cooling cost reduction: 20-30% annually
• Average Tampa home: $2,400/year AC cost
• Metal roof savings: $480-$720/year
• 10-year savings: $4,800-$7,200

Insurance Discounts:

• Hurricane-resistant discount: 5-15%
• Impact-resistant discount: Up to 10%
• Newer roof discount: 15-35%
• Total possible savings: 20-35% on premiums
• Average Tampa insurance: $2,500/year
• Potential savings: $500-$875/year

Tax Credits & Rebates:

• ENERGY STAR metal roofs may qualify for credits
• Solar-ready metal roofs eligible for incentives
• Check federal and state programs annually
• Potential savings: $500-$2,000

Lifetime Value:

• Metal roof: $25,000 upfront, lasts 50 years = $500/year
• Shingle roof: $12,000 every 18 years, 3 times in 50 years = $2,000 total / 50 = $400/year PLUS labor = $720/year
• Long-term metal savings: Significant

Financing Options

In-House Financing:

• 0% APR for 12 months (with approved credit)
• Low monthly payments
• Quick approval process
• No prepayment penalties

Home Equity Line of Credit:

• Tax-deductible interest (consult tax advisor)
• Lower interest rates
• Flexible repayment terms

FHA Title 1 Loans:

• Up to $25,000 for home improvements
• No home equity required
• Fixed interest rates

PACE Financing:

• Property Assessed Clean Energy
• Repaid through property taxes
• Transfers to new owner if selling

FAQ

How much does a metal roof cost in Tampa Bay?

Metal roof installation in Tampa Bay costs $14,000-$55,000 for most homes, depending on type and size. Standing seam costs $12-$18 per sq ft, 5V crimp costs $7-$12 per sq ft, and metal shingles cost $10-$16 per sq ft. A typical 2,000 sq ft home (2,400 roof sq ft) costs $21,000-$43,000 for standing seam or $12,000-$29,000 for 5V crimp. This includes tearoff, materials, labor, permits, and warranties.

How long do metal roofs last in Florida?

Metal roofs last 40-50 years in Florida’s harsh climate, significantly longer than asphalt shingles (15-20 years). Standing seam and metal shingles with concealed fasteners last longest. Coastal aluminum roofs can last 50+ years as aluminum never rusts. Proper installation and minimal maintenance ensure maximum lifespan. This longevity makes metal roofs cost-effective despite higher upfront costs.

Are metal roofs worth it in Florida?

Yes, metal roofs are worth it in Florida due to hurricane resistance (140+ mph winds), energy savings (20-30% cooling cost reduction), insurance discounts (20-35%), and 40-50 year lifespan. While costing 2-3x more upfront than shingles, metal roofs save money long-term through energy savings, lower maintenance, insurance discounts, and avoiding multiple re-roofs. They’re ideal for homeowners planning to stay 10+ years.

Do metal roofs make your house hotter?

No, metal roofs actually make houses cooler in Florida. They reflect 60-70% of solar radiation instead of absorbing it like shingles. This keeps attics 20-50°F cooler and reduces air conditioning costs by 20-30%. Choose light colors and “cool roof” finishes for maximum energy savings. Metal roofs are ENERGY STAR qualified and significantly reduce cooling loads in Tampa’s hot climate.

Are metal roofs loud when it rains?

Modern metal roofs are not significantly louder than shingles when properly installed. Solid decking, quality underlayment, and attic insulation dampen sound. Most homeowners notice minimal difference, especially in air-conditioned homes with closed windows. 5V crimp with exposed fasteners may be slightly louder than standing seam, but neither is objectionable in properly built homes. The “noisy tin roof” stereotype is outdated.

Can you walk on a metal roof?

Yes, you can walk on metal roofs, but caution is required. Wear soft-soled shoes and walk on the flat areas between seams (standing seam) or on the flat panels (5V crimp). Avoid stepping on raised seams which can dent. Metal roofs are slippery when wet or dewy, so only walk when completely dry. For maintenance, hire professionals with proper safety equipment and experience walking on metal roofs.

Do metal roofs attract lightning?

No, metal roofs do not attract lightning more than any other roofing material. Lightning strikes the highest point in an area regardless of material. If struck, metal roofs are actually safer because they’re non-combustible and disperse energy safely. Metal roofs will not catch fire if struck, unlike shingles or wood. Insurance companies recognize this safety benefit with premium discounts.

Will my HOA approve a metal roof?

HOA approval varies by community. Some Tampa Bay HOAs restrict metal roofs, while others allow them with aesthetic guidelines. Standing seam and metal shingles that mimic traditional materials are more likely approved than industrial-looking 5V crimp. We help navigate HOA requirements, provide samples, and submit applications. Always check your CC&Rs and get written approval before installing.

What colors do metal roofs come in?

Metal roofs are available in 20-40 colors depending on manufacturer. Common Florida colors include: white, light gray, tan/beige, brown, bronze, charcoal gray, black, red, green, and blue. Light colors are most popular in Tampa for energy efficiency. Premium PVDF finishes resist fading better than SMP finishes. Some manufacturers offer custom colors for large orders. We provide color samples for approval before ordering.

How do metal roofs handle hurricanes?

Metal roofs excel in hurricanes with wind ratings up to 140+ mph for standing seam systems. Interlocking panels and concealed fasteners resist uplift better than individual shingles. Many metal roofs are Miami-Dade County approved, the nation’s strictest hurricane standard. During Hurricane Ian and other recent storms, properly installed metal roofs significantly outperformed shingle roofs, with far fewer blow-offs and less damage.

Related Services

• Roof Replacement
• Roof Inspection
• Roof Repair
• Storm Damage Repair